Agent Tools - Multi Select Calculator

Multi-Select: Multi-Year Guaranteed Annuity

Date Prepared: 1/14/2026

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Interest Rate for Years: 4.55%

Guaranteed Minimum Interest Rate: 1.00%

Year	At Age	Beginning Account Value	Interest Crediting Rate^*	Ending Account Value	Ending Surrender Value (Before MVA)	Ending Death Benefit

*This is a hypothetical demonstration of a Fixed Annuity. All values shown assume no withdrawals are taken. The guaranteed values demonstrated for contract years 1 - 10 are based on the initial guaranteed interest rate. After the initial rate guarantee period, the guaranteed values are based on the Guaranteed Minimum Interest Rate. The guaranteed minimum interest rate demonstrated is 1.00%. The interest rate for this contract will never be less than the Guaranteed Minimum Interest Rate. Refer to Explanation of Terms for Definitions. When you make a withdrawal more than your Free withdrawal Allowance or surrender your contract during the surrender charge period listed in your contract, the amount you receive will be decreased by an early withdrawal charge and will be subject to a MVA.”