1The issuance of the policy depends on the answers to the health questions.
The Oxford Life Assurance One is issued by Oxford Life Insurance Company. Oxford
Life assumes the investment risk and guarantees payment, subject to its claims-paying
ability. Oxford Life Insurance Company is licensed to issue individual life insurance
and annuity products in all states except New York and Vermont. For use with Oxford
Life policy forms SPFE100, ICC13-SPFE100 and state-specific variations where applicable.
Product not available in all states. A comprehensive description of the policy benefits,
costs, exclusions, limitations and terms is available to you upon request. Neither
Oxford Life Insurance Company, its affiliates, nor any of its representatives may
provide tax or legal advice. Individuals should consult their tax advisor or legal
counsel for specific advice and information regarding their individual situation.