Header Section

Final Expense - Level Premium

Level Premium Whole Life Final Expense Insurance

It can be uncomfortable to think about the expenses that are left behind when we die. Failure to plan ahead for an expense may leave your family owing thousands of dollars. Oxford Life's Assurance final expense whole life insurance policy is an economical way to help cover funeral costs and other expenses left behind.

Assurance Policy Features 1

  • Available to individuals between the ages of 50 - 85
  • Available coverage from $5,000 to $30,000
  • Affordable rates that will never increase
  • Coverage will never decrease as long as premiums are paid
  • Policy cannot be cancelled as long as premiums are paid
  • Death benefits paid directly to the beneficiary of your choice federal income-tax free
  • Your policy will develop cash values
  • No medical exams required, only a medical questionnaire
  • Immediate eligibility decision made during the point-of-sale interview
  • Rates based upon your current age at the time the policy is issued
  • Premiums can be paid monthly, quarterly, semi-annually or annually
  • Terminal Illness Rider
  • Common Carrier Rider

National Median Cost of an Adult Funeral with Viewing and Burial: 2004 vs. 2014

Item 2004* 2014* % Change
Non-declinable basic service fee $1,460 $2,000 37.0%
Removal/transfer of remains to funeral home $195 $310 59.0%
Embalming $498 $695 39.6%
Other preparation of the body $174 $250 42.9%
Use of facilities/staff for viewing $339 $420 23.9%
Use of facilities/staff for funeral ceremony $395 $495 25.3%
Use of a hearse $225 $318 41.1%
Use of a service car/van $100 $143 42.5%
Basic memorial printed package $95 $155 63.2%
Metal Casket $2,100 $2,395 14.0%
Median Cost of a Funeral With Viewing and Burial $5,582 $7,181 28.6%
Vault $998 $1,327 33.0%
Total with vault $6,580 $8,508 29.3%
nfda.org/about-funeral-service-/trends-and-statistics.html

Click Here For Our State Approval Chart

Legal text

1The issuance of the policy depends on the answers to health questions. The Oxford Life Assurance is issued by Oxford Life Insurance Company. Oxford Life assumes the investment risk and guarantees payment, subject to its claims-paying ability. Oxford Life Insurance Company is licensed to issue individual life insurance and annuity products in all states except New York and Vermont. For use with Oxford Life policy form ICC10-OL400 and state specific versions where applicable. Product not available in all states. A comprehensive description of the policy benefits, costs, exclusions, limitations and terms is available to you upon request. Neither Oxford Life Insurance Company, its affiliates, nor any of its representatives may provide tax or legal advice. Individuals should consult with their tax advisor or legal counsel for specific advice and information regarding their individual situation.